Important terms and disclosures

General information

This website provides general information about financial planning, insurance and mutual fund distribution services. It is not a substitute for personal legal, tax or accounting advice.

No guarantee

No investment return, policy benefit, claim outcome or tax result is guaranteed unless explicitly stated in an official product document by the responsible institution. Past performance does not guarantee future results.

Mutual funds

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Recommendations or distribution services must be provided only under valid applicable registrations.

Insurance

Insurance is the subject matter of solicitation. Eligibility, premium, coverage, waiting periods, exclusions, underwriting and claims are governed by the relevant insurer and policy documents.

Product information

Product features and regulations change. Visitors should refer to current official insurer, AMC, AMFI, SEBI and IRDAI sources. No outdated or withdrawn product should be offered through this website.

Registrations

LIC Agent Code, AMFI ARN/EUIN and any other applicable registration information must be verified and displayed before the website is published. The title “financial adviser” must only be used in a way permitted by the registrations actually held.

External links

External websites are provided for convenience. Ramjanm Investment & Consultancy is not responsible for their availability or content.